Big or small, your business is a dream you worked hard to make a reality. No one knows it quite like you do, and no one works harder to make it as great as it can possibly be. As an independent agency, we know all too well what it means to be a small business in Wisconsin. We know that you face risks and responsibilities from the moment you open your doors, whether you operate a one-person-show or run a company with 100 employees. At the end of the day, we have the same basic hopes for our businesses – success and long-term security.
While the success of your business is in your own hands, the security of your success is largely dependent upon the level of business insurance protection you select. After all, it is your responsibility to protect your business and those you employ. Every day, business owners are blindsided by unexpected liabilities and losses that add up to thousands of dollars. What would you do if you found yourself in such a scenario?
While you may not have the cash on hand to pay for the obligations that come with a major lawsuit, you do have the power to protect yourself with high-quality business insurance that will have your back regardless of what the future might hold. Whether you discover your office has caught on fire in the night or have an employee who wrecks the company vehicle while on the clock, you will be able to relax knowing you are covered.
Green Bay Business Insurance Options
There are many different types of business insurance – some necessary and some mandatory. The types of insurance you will need depends upon the type of risks you face. We offer a wide range of coverage, including:
General Liability Insurance
Protects your financial interests if you are sued for property damage, bodily injury, or medical payment losses. It also helps pay for legal fees associated with claims against your business, even if the claims are untrue or the losses were not your fault.
It helps pay for the repair or replacement costs of your business assets when a loss occurs as a result of a covered event. Whether a windstorm takes off the roof of your office or a burst pipe damages your inventory, property insurance can help ensure you pay little to restore your company to working order.
Business Auto Insurance
Whether you have one commercial vehicle or a whole fleet of them, business auto insurance is a must – especially if you have employees who drive your vehicles. Business auto insurance takes your liability and property damage protection on the road no matter where you go.
Workers Compensation Insurance
When you have employees, you have an obligation to protect them if they are injured on the job. Workers compensation helps pay the medical bills and lost wages of injured employees while protecting you from potential litigation related to an on-the-job accident.
In addition to these primary types of business insurance, you may also need additional types of coverage depending on your field of work. Umbrella insurance, for example, can expand your liability protection, picking up the slack when you exhaust the limits on your standard liability coverage.
Like other business owners, you will probably require multiple types of coverage to ensure you are fully protecting your company. Business owner packages (BOP) are available for your convenience, rolling all of your insurance needs into one, easy-to-manage account. A business owner package is specifically created with you in mind, allowing you to spend less time worrying about gaps in your coverage and more time doing what you do best: serving your own customers. From your personal property to your general liability needs, BOP coverage can help cover the risks most common in your industry.
At Pagel Insurance, we are looking out for you – not the insurance company. We consider our customers our friends and extend the same level of service we would want for ourselves. If you own a business in the or around the Green Bay area, contact us today to discuss your coverage options and request your quotes. We look forward to serving you soon.