When it comes to the most important things in life, money is no object. Nothing compares to the value of your life, and the well-being of those closest to you. You would do anything to protect your and your family’s future, which is why life insurance are so imperative to a solid financial plan.
Life insurance is unlike any other coverage product; it is specifically designed to help you prepare for the types of expenses your family could encounter in the face of an untimely loss. The cost of final expenses can burden a family with tens or even hundreds of thousands of dollars in debt – enough to induce bankruptcy. No to mention, an unexpected loss can mean a loss of income that affects a family’s financial future.
Life Insurance in Green Bay
Life insurance is designed first and foremost to protect those who are financially dependent on you should you no longer be around to provide. It is often used to protect spouses and children, as well as business partners. Having the right life insurance policy could mean leaving the legacy you always wanted to leave, essentially fulfilling personal and family dreams long after you are gone. A life insurance policy might be used to pay for:
- Funeral and burial expenses
- Medical bills
- Debts and mortgages
- A child’s college education
- A spouse’s retirement
- A guaranteed buyout in your shares of a partnership
We offer many different life insurance products, including term life, whole life, and universal life insurance. Term life coverage is one of the most popular types of insurance protection, as it generally provides a large benefit in exchange for a low premium and a pre-set term of coverage. Term life insurance is designed for income replacement – especially during the working years when you might have multiple financial dependents.
We also offer whole and universal life insurance, which offer a death benefit in addition to living benefits. Both feature a permanent death benefit and the ability to accumulate cash value over time, though the universal policy offers greater flexibility in the amount you pay and the benefits you receive. These types of coverage may be borrowed against or eventually cashed in to help pay for an important expense, such as college tuition or the payoff of a mortgage in retirement.
For more information about Wisconsin life insurance, contact our office today. As an independent agency, we search high and low to find the most comprehensive coverage at affordable prices. We aren’t into selling bare-bones coverage or over-the-top policies that provide more coverage than you would ever need. We will always shoot straight with you, delivering on our promise to put the customer first. Call us today to request your free quote. We look forward to serving you soon.