In Green Bay, driving is the primary mode of transportation. Whether you are bumper-to-bumper in traffic or cruising through the countryside, it is important that you are properly insured every mile of the way. Though our state has some minimum insurance requirements for drivers, most people have more complex coverage needs. At Pagel & Associates Insurance, our job is to help you choose an appropriate amount of insurance at a price you can afford.
Wisconsin requires bodily injury protection of $25,000 per person and $10,000 for property damage. While this may sound like a lot of money to the average driver, it barely scratches the surface of the bills you could face following an accident. What would you do if you ran into a brand new Mercedes Benz? A $10,000 limit could leave you with an out-of-pocket bill that reaches $40,000 or more.
As a driver, you need someone who can ask all the right questions and help you determine how much coverage you actually need. As an independent insurance agency, we work for you – not the insurance company. We can walk you through the process of purchasing coverage step-by-step. Some of the insurance protections we offer include:
Liability insurance is the most important part of your insurance policy, as it represents the amount your insurance company will pay for the losses sustained by others due to an accident for which you are at-fault. From medical bills and property damage to lost wages and legal fees, liability expenses can escalate quickly after an accident. We can help you determine the level of liability coverage you need to protect your personal assets from being liquidated and your future wages from being garnished after an accident.
Collision and Comprehensive Insurance
Collision and comprehensive insurance provide the coverage you need to get back on your feet after an accident or non-accident event that causes you personal loss. In a collision, this might include repairs or replacement for your own vehicle, as well as towing and rental car reimbursement. Comprehensive insurance, on the other hand, can help you replace your personal belongings after your car is broken into, or repair the hood of your vehicle after a hail storm.
Other types of insurance coverage are also available upon request. This includes medical payments coverage for your own injuries following an accident, as well as insurance for damages to your vehicle when an at-fault driver is uninsured or underinsured.
Low Rates on the Coverage You Need
Here in Wisconsin, we enjoy lower-than-average rates on car insurance. However, that does not mean you should pay a penny more than you have to for coverage. As an independent agency, we can help you compare rates from several of the state’s leading car insurance carriers to find the policy that is right for you. We can also help you identify potential discounts that could lower your premiums, such as safe driving, good student, and bundled policy discounts.
As your insurance advocate, we can also come alongside you to find ways of lowering your upfront costs, such as by raising your deductible or paying for your policy in full. Ultimately, we want to help you find greater savings without sacrificing your coverage protection.
If you live in the Green Bay area and are in the market for car or truck insurance, contact our office to request your free quote today. We look forward to serving you soon.