As a farmer, you see things a little differently. Where other people see dirt, you see potential. Where others see livestock and crops, you see your family’s livelihood. Where others see large fields, you see a heritage you can leave for your family. As you live out your corner of the American dream, we will do our very best to protect it. Here at Pagel & Associates Insurance, we help farmers and ranchers just like you find farm insurance that provides the coverage you need to run nearly any size or type of farm, from small hobby farms to large-scale operations.
What if a wildfire ripped through your land, wiping out an entire season’s worth of crops? Without farm insurance, a devastating financial loss could mean laying off workers and losing income for your own family. In the face of any disaster or unexpected loss, you should not have to dig deep into your own pockets to cover major expenses. After all, just one major disaster could take years to fully recover from.
As one of the oldest types of insurance, farm insurance has long been used to protect the business of farming. In Wisconsin, farming is more than a job; for many, it’s a way of life. Our office helps farmers search and compare coverage from many of the state’s leading carriers, with commercial and personal insurance available for:
- Cattle ranches
- Dairy farms
- Horse ranches
- Crop farms
- Wineries
- Floral nurseries
- And more!
Types of Green Bay Farm Insurance Coverage
A farm can have many different components, from employees and commercial equipment to personal homes and outlying buildings. That is why farmers require a broad insurance package that covers the unique needs of their venture. Some of the coverage available to farms include:
Property Insurance
If your home is on the same property as your farm, you will need homeowners coverage that protects its structure and the contents therein. We can provide coverage for your main house, as well as sub-structures like detached garages, silos, cattle fences, stables, barns, and more.
Liability Insurance
Anything can happen on the farm; there’s never a dull moment! Unfortunately, that means an increased risk of liability – especially when there are animals or crops involved. We can help you find coverage that pays for property loss and bodily injury expenses you or your farm causes to other people. This may include product liability if you sell crops, injury liability for your houseguests, and even farm pollution liability.
Vehicle and Equipment Insurance
Vehicles and equipment are the workhorses of your fields. From trucks and cattle trailers to UTVs and tractors, we can help you find insurance that protects both your property and liability interests.
Workers Compensation Insurance
When one of your employees gets injured using your heavy equipment, your workers compensation insurance helps pay for medical bills and lost wages. Not only does this help promote a speedier recovery, but it also helps you stay compliant with Wisconsin employment laws.
We can also help provide specialty coverage needs, such as optional protection for your farm’s irrigation equipment or umbrella insurance to enhance your liability protection. We can also help you schedule your livestock or determine how much coverage you need for specialty animals, such as championship race horses. Talk with your independent agent to discuss your own risk exposure and the types of coverage that might be right for you.
